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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| Topic 1: Ethics and Professional Conduct | - Fiduciary Responsibilities
|
| Topic 2: Real Estate and Settlement Procedures | - Legal Concepts
|
| Topic 3: Insurance Industry Overview | - Regulatory Framework
|
| Topic 4: Title Insurance Principles | - Title Search and Examination
|
Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:
1. An agent who collects money from an insured and holds it for payment to the insurer is
A) wrongfully withholding funds.
B) commingling funds.
C) acting in a fiduciary capacity.
D) providing coverage.
2. Which of the following is considered a voluntary lien?
A) Construction lien.
B) State tax lien.
C) Real estate tax lien.
D) Mortgage lien.
3. All of the following are subject to false advertising regulations EXCEPT
A) letters.
B) gifts.
C) circulars.
D) statements.
4. All of the following are considered valid monuments for the purpose of legally describing real property EXCEPT a
A) corner of a recorded subdivision lot.
B) highway.
C) fence line.
D) iron pin.
5. The sale of a property was subject to the buyer's being able to assume an existing loan on the property. Upon examination, the note was found to contain a clause that prohibited the assumption of the loan. The clause was
A) an assumption clause.
B) a due-on-sale clause.
C) a subordination clause.
D) a prepayment clause.
Solutions:
| Question # 1 Answer: C | Question # 2 Answer: D | Question # 3 Answer: B | Question # 4 Answer: A | Question # 5 Answer: B |
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