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Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Life Insurance Products and Provisions | 30% | - Policy Provisions, Riders and Options
|
| Accident and Health Insurance | 35% | - Government Health Programs
|
| Underwriting, Marketing and Sales Practices | 15% | - Sales and Customer Service
|
| Insurance Regulation and General Principles | 20% | - New York Insurance Code and Laws
|
Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:
1. Mortality is based on a large risk pool of
A) people and time.
B) family history and hobbies.
C) income and time.
D) geographic area and time.
2. The PRIMARY purpose of respite care is to
A) provide temporary relief to the patient ' s primary caregiver.
B) provide counseling services to the patient ' s primary caregiver.
C) provide the patient with social opportunities.
D) ensure that the patient gets some skilled care.
3. Which of the following is a common exclusion from coverages found in accident and health policies?
A) chiropractic services
B) self-inflicted injuries
C) coordination of benefits
D) emergency room coverages
4. Which of the following groups is NOT eligible for the Healthy New York Program?
A) Small employers
B) Large employers
C) Sole proprietors
D) Working uninsured
5. Clark will be doing business as an agent. When MUST he be appointed by the insurer?
A) At the time the license application is submitted.
B) Within 15 days of submitting his license application.
C) Within 20 days after commissions have been paid.
D) Within 15 days of signing the agency contract.
Solutions:
| Question # 1 Answer: A | Question # 2 Answer: A | Question # 3 Answer: B | Question # 4 Answer: B | Question # 5 Answer: D |
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