The AFP Certified Treasury Professional exam has a reputation for breadth, and many candidates underestimate how much ground it covers. PracticeVCE closes those gaps with 1079 practice questions that reflect the style and difficulty you can expect in 2026.
AFP CTP Exam Overview:
| Certification Vendor: | Association for Financial Professionals (AFP) |
|---|---|
| Exam Name: | Certified Treasury Professional |
| Exam Number: | CTP |
| Exam Format: | Multiple Choice |
| Passing Score: | 300 (scaled score, range 200-500) |
| Exam Price: | USD 925-1420 |
| Related Certifications: | Certified Corporate FP&A Professional (FPAC) |
| Certificate Validity Period: | 3 years |
| Available Languages: | English |
| Real Exam Qty: | 170 |
| Exam Duration: | 210 minutes |
| Sample Questions: | DOWNLOAD DEMO |
| Exam Way: | Computer-based exam delivered at Pearson VUE test centers worldwide. |
| Pre Condition: | Candidates must satisfy AFP eligibility requirements through a combination of professional treasury/finance experience and/or higher education as defined by AFP. |
| Official Syllabus URL: | https://ctpcert.afponline.org/overview/ctp-test-specifications |
AFP CTP Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Topic 1: Working Capital Management | 19%-22% | - Receivables and Payables
|
| Topic 2: Risk Management | 14%-16% | - Enterprise Risks
|
| Topic 3: Treasury Operations and Controls | 14%-16% | - Risk and Compliance
|
| Topic 4: Capital Markets and Funding | 7%-10% | - Funding Sources
|
| Topic 5: Corporate Liquidity Management | 32%-35% | - Cash Positioning and Forecasting
|
CTP Exam FAQs for 2026 Candidates
The CTP exam is the official Association for Financial Professionals (AFP) exam behind the Certified Treasury Professional certification, validating the skills measured by the AFP Certified Treasury Professional credential. It sits at the Professional level of the Association for Financial Professionals (AFP) certification program. It also connects to Certified Corporate FP&A Professional (FPAC), so the knowledge you build here carries over to those tracks as well.
The CTP exam contains 170 questions to be completed within 210 minutes. Before exam day, divide the available time by the question count to work out a comfortable per-question pace, and mark any item that eats into it so you can return later instead of getting stuck. Timed sessions in the PracticeVCE test engines make that pacing automatic — run at least two full-length mock exams under the clock so time pressure never becomes the reason you drop points.
The passing score for the CTP exam is 300 (scaled score, range 200-500), and the official registration fee is USD 925-1420. Retakes are not discounted — every new attempt means paying the full fee again — so it pays to measure yourself before you book. Work through the 1079 practice questions on PracticeVCE, sit a timed practice test, and schedule your exam only when your scores are consistently comfortable. That simple habit is the cheapest exam strategy there is.
Candidates must satisfy AFP eligibility requirements through a combination of professional treasury/finance experience and/or higher education as defined by AFP. Requirements can change when Association for Financial Professionals (AFP) revises its certification program, so confirm the current eligibility rules on the official exam page before you register.
Yes. PracticeVCE provides a free CTP PDF demo so you can review the question style and answer quality before purchasing. Every purchase also includes 365 days of free updates — if AFP revises the exam during that period, the updated material reaches you at no cost. Once the free-update year ends, you can extend your update service at a 50% discount.
Every AFP Certified Treasury Professional purchase on PracticeVCE is covered by a 100% money-back guarantee with clear conditions: if you take the corresponding exam within 60 days of your purchase and do not pass, you can claim a full refund by submitting a scanned copy of your exam enrollment slip and your official score report as a PDF within two days of the exam date; claims are processed within seven days of submission. The guarantee does not apply to exams taken within three days of purchase, to material that was downloaded but never used in an exam attempt, or to free products and expired orders, and the candidate name must match the payer name. If you would rather not take a refund, you can instead exchange your purchase for two free exam preparation products of equal value and keep the update service on your original product.
Delivery is instant: your download is sent to your email within one minute of payment, with no limit on how many computers you may install the material on. If nothing arrives within two hours, check your spam folder and contact customer service for help.
The AFP Certified Treasury Professional exam blueprint is organized into 5 domains. The first three are:
- Capital Markets and Funding — 7%-10% of the exam
- Corporate Liquidity Management — 32%-35% of the exam
- Treasury Operations and Controls — 14%-16% of the exam
For the complete domain-by-domain breakdown, scroll up to the full exam topics outline above and use it to plan how you distribute your study time.
AFP Certified Treasury Professional Sample Questions:
Company RST is a seasonal retailer who has just completed its holiday season and is temporarily flush with cash. The treasurer has identified approximately $15 million of excess balances and is trying to determine what to do with the surplus cash. Cash forecasts show that the funds will be needed in approximately 30 days to replenish inventory. Which of the following plans should the treasurer implement immediately?
- A. Buy a long-term, highly rated investment paying 2.10%.
- B. Leave the funds in RST's bank account earning an ECR of 1%.
- C. Prepay a $15 million, 5% loan maturing in 1 year.
- D. Purchase low-risk, short-term investments yielding 2%.
Correct Answer: D 🗳️
Traditionally the primary source of operating risk in the area of external theft or malfeasance has been related to:
- A. the sale of idle or obsolete fixed assets.
- B. the receipt of unrecorded customer payments.
- C. the disposition of excess inventories.
- D. the payment of false invoices or check fraud.
Correct Answer: D 🗳️
Company A offers a network to business clients wishing to exchange invoice and remittance information amongst themselves. During the course of business, Company B on the network complains that it is not receiving payments from its clients on the network, who, in turn, claim they are not receiving invoices from the company. What information security practice did Company A NOT ensure was in place to prevent realizing this technology risk?
- A. Authentication
- B. Integrity
- C. Non-repudiation
- D. Digital signatures
Correct Answer: C 🗳️
Which of the following is a purpose of the Check 21 Act?
- A. Facilitate check truncation
- B. Foster innovation in the ACH payment system
- C. Grant legal status for digital signatures
- D. Improve check imaging and archiving
Correct Answer: A 🗳️
A company purchased merchandise that cost C$155,000 from a Canadian supplier and then resold the merchandise for US$135,000. What rate of exchange must the company have obtained to realize a gross profit of US$44,000 on this transaction?
- A. 1.1500 US$/C$
- B. 0.3259 US$/C$
- C. 1.7033 C$/US$
- D. 0.5871 C$/US$
Correct Answer: C 🗳️
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